Loan Types
USDA Loans
581 Min FICO
Broker Credit Report Accepted
Manual UW Allowed
Max DTI Per GUS
No Down Payment
Standard and High Balance
VA Loans
580 Min FICO for W2 only
No FICO Products
Manual UW Per VA Guidelines
No AVM/Appraisal IRRRL
No Sponsorship Fee Required
Underwrite to DU/LP Findings