Loan Types

USDA Loans

581 Min FICO

Broker Credit Report Accepted

Manual UW Allowed

Max DTI Per GUS

No Down Payment

Standard and High Balance

VA Loans

580 Min FICO for W2 only

No FICO Products

Manual UW Per VA Guidelines

No AVM/Appraisal IRRRL

No Sponsorship Fee Required

Underwrite to DU/LP Findings